It’s no secret: the most stylish women mix high and low to look amazing. But how do they pull it off? We’ll help you get the look by sharing our favorite splurge-worthy and won’t-break-the-bank items from the season’s latest trends. This week, Shari spotlights how to shop for initial necklaces on any budget.

Investment:
Heather Moore 14k Yellow Gold Single Uppercase Initial Charm: The antique yellow gold stamped with the typewriter-style initial gives this charm a modern yet retro feel.

Bony Levy Pavé Diamond Initial Pendant Necklace: This one’s for the girl who loves a little touch of glitz. The diamond studs and white gold amps up the classic look of this diminutive initial charm.

Impulse:
Bauble Bar Initial Bar Pendent: Since it’s nearly impossible to find a piece of jewelry bearing my full name, any accessory featuring an “S” has become my go-to—like this bold, single-initialed gold bar.

Kate Spade New York One in a Million Initial Pendent Necklace: What a lovely sentiment to keep close everyday: the reverse side of this simple pendent reminds me that I’m “one in a million.”

—Shari Sobine